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One of the frequent questions we are asked by buyers is “do I need title insurance?” In short, yes, you absolutely need to have title insurance and here is why: Everyone knows that your homeowner’s insurance policy insures the physical structures on your property, but title insurance policies are different. Title insurance will protect you […]

A survey is a detailed drawing of the boundaries of a particular piece of real property, which should include any improvements (such as a driveway, buildings, deck, etc.), any encroachments, access points to the property from a public road, any recorded easements that are on the property, and other important information about the property. A […]

In the last twenty years, smartphones, tablets, computers, and apps have become part of our daily lives.  Americans are increasingly dependent on these technologies to create, store, and access personal belongings and accounts that exist only in digital format. Even though these digital assets are a large part of our lives, most people only account […]

Over the last few weeks, as concern over the COVID-19 pandemic has gripped the nation, we have been receiving many inquiries from individuals wishing to make or update Wills, Durable Powers of Attorney and Advance Medical Directives to ensure that their affairs are in order. We always advise our clients to establish an estate plan […]

In light of the COVID-19 pandemic, everyone is having to adjust and find new and creative ways to accomplish tasks while keeping everyone safe. Law firms are no different. Our clients’ and employees’ health are our top priority; therefore, in an effort to follow the CDC recommendations and guidelines we have established “drive-up” real estate […]

The world is feeling the impact of COVID-19 as every industry is having to adjust and learn how to function in the mist of the epidemic. The practice of law is no different. We are receiving daily e-mails from state courts, federal courts, title insurance agencies and many other associations with updates to scheduling and […]

When a debtor seeks bankruptcy protection from the bankruptcy court, there is a duty to submit documentation of your assets, liabilities, income sources and expenses. Your eligibility to seek a Chapter 7 discharge will depend on your household income and whether you are at or below the median household income. To determine if your income […]

A property settlement agreement, or PSA, is a contract that married couples can enter into to resolve the rights, interests, and obligations the parties may have to each other during and after the divorce process. PSA’s are frequently used to establish the framework for proceeding with an uncontested divorce. In fact, a PSA is required […]

Immediately upon filing a bankruptcy, the automatic stay is entered.  The automatic stay is an injunction, which prohibits creditors from taking any collection efforts against you, including continuing to garnish your wages. Additionally, the bankruptcy code has a mechanism to recover wages garnished pre-filing. In Virginia when a creditor files a wage garnishment there is […]

Many people avoid preparing for estate matters; however, setting up an estate plan to include a will, power of attorney and advance medical directive will assist loved ones after you’re gone. The executor is the person that will be appointed by the court to administer your estate. As you can see in the list below, […]